INTIEACanada · Canada Mortgage and Housing Corporation (CMHC) Mortgage Loan Insurance Refund (Home Purchase/Construction/Renovation)PolicyIn force

Canada Mortgage and Housing Corporation (CMHC) Mortgage Loan Insurance Refund (Home Purchase/Construction/Renovation)

Canada Mortgage and Housing Corporation (CMHC) offers a 10% premium refund on its mortgage loan insurance premiums, as well as extended amortization to a maximum of 35 years (subject to lender availability), to individuals who use CMHC-insured financing to purchase an energy…

Last changed 9 years ago.

Extracted view for reading · Original for compliance evidence

Lifecycle

EffectiveJan 01, 2015
Last changeNov 05, 2017

Country / jurisdiction: Canada · Year: 2015 · Status: In force · Level: National · Type: Voluntary

Canada Mortgage and Housing Corporation (CMHC) offers a 10% premium refund on its mortgage loan insurance premiums, as well as extended amortization to a maximum of 35 years (subject to lender availability), to individuals who use CMHC-insured financing to purchase an energy efficient home, purchase a home and make energy-saving renovations, or renovate their existing home to make it more energy efficient. The refund is a one-time payment. The refund is also available for CMHC-insured refinance mortgages for the purpose of making energy-saving renovations to houses with an EnerGuide for Houses rating of less than 82. The renovations must increase the house's rating by at least five points and to a value of at least 40.

Official source: https://www.cmhc-schl.gc.ca/en/finance-and-investing/mortgage-loan-insurance/the-resource/energy-efficient-housing-made-more-affordable-with-mortgage-loan-insurance#

Source

https://www.iea.org/policies/445

Canonical document at the regulator. Always cite this URL — not the Vantage detail page — in compliance evidence.

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